NL Business Lending Specialist
Background on what ING is about (Generic ING background):
ING Hubs Philippines (ING Hubs PH) is an international part of the ING organization delivering services to many Business Units across the world for both Wholesale Banking and Retail Banking activities. Working for ING Hubs PH means working with the most diverse workforce and where no challenge is the same.
At ING our purpose is to empower people to stay a step ahead in life and business. We believe that sustainable progress is driven by people with the imagination and determination to make a better future for themselves and those around them.
ING is changing what banking is. For you, that means plenty of opportunities for personal growth in a continuously evolving environment. If this is the environment you thrive in, then apply and join us in changing the future of banking!
Job Overview
Within ING Netherlands we provide our business customers with loans to help realize the dreams and goals of Midcorporates and Small & Medium enterprises. You will process the annual figures of the Business Lending customers from ING Netherlands. Working with various systems to finally provide a customer with a new risk rating. We do this for all business customers within ING Netherlands with an interest of more than 1 million euros.
You will be working closely together with the team Actualisaties within the Super Circle Business Lending in Amsterdam.
Key Responsibilities
To perform all actions with respect to the specific workplace instructions.
To encode the annual figures in Financials (Vantage).
Updating the collaterals.
Calculate the financial ratios based on the encoded annual figures.
Creating a new risk rating for the customer based on the new annual figures.
Maintaining a 4-eyed check on relevant steps
Archive all documents.
To ensure compliance with the rules and procedures that are prescribed by Risk and Compliance.
To ensure continuity when team leader in absent (role of alternate).
Act as the subject matter expert handling end to end processes and deal with the most complex and valuable issues.
To be the point of contact for knowledge transfer and onboarding of new joiners. Help the team achieve targets in areas such as productivity, accuracy, etc.
To be in close contact with Netherlands Stakeholder to manage the inflow, priorities, happy and unhappy flow, including workflow balancing. To work together with the lead and NL SPOC to optimize processes, look for improvements with the goal to become more efficient.
Key Capabilities/Experience
Proficiency in English (Nice to have other languages in scope of the provided service, i.e., Dutch)
Good oral and written communication skills
Analytical, fast learner, self-starter and can work effectively with minimal supervision.
You know how to look at financial figures and have the analytical skills to interpret them.
At least 3-5 years in-depth related work experience (back office) particularly with analyzing financial reports or any general banking knowledge. Preferably has accountancy background or CPA
Minimum Qualifications
You are accurate and have a high attention to details.
You take responsibility when the situation calls for it.
You know how to prioritize your work and are not afraid of a deadline.
Flexible and can work well with the team.
You work proactively together to help our colleagues so they can help our customers
You give solicited and unsolicited feedback to make yourself and others better
Willing to work on mid or night shifts, Philippine holidays and render overtime as needed.
