At CreditBPO, we redefine financial technology, empowering companies to swiftly reduce operational costs and risks in lending, accreditation, procurement, and commercial credit. Accredited by the SEC as a Credit Rating Agency (Accreditation No. 003), we're proud to be a Certified Visa-Ready Fintech Partner and a Microsoft Highway to 100 Unicorns program winner in
- Our commitment to innovation is recognized with the Green and Inclusive Finance Solutions Award ECCP Europa Award, and we play a vital role as a key private sector stakeholder with the Department of Trade & Industry. We were also honored to be a Technology Company of the Year finalist at the Asia CEO Awards.
Join us as part of our team on this amazing journey!
As a Senior Credit Rating analyst, you will play a vital role in conducting in-depth credit analysis, assessing the creditworthiness of clients, and providing credit ratings and risk assessments. Your expertise will directly impact the organization's risk management strategies. This position requires a deep understanding of financial markets, credit analysis, and regulatory standards to ensure accurate and reliable credit ratings for our clients.
Duties and Responsibilities:
- Perform a thorough credit analysis on potential and existing clients, evaluating their financial statements, credit history, and industry trends to determine credit ratings and risk levels.
- Prepare comprehensive credit reports, highlighting key findings and providing insightful recommendations to support credit decision-making processes.
- Collaborate with cross-functional teams to assess credit risks and devise appropriate credit structures for various transactions.
- Stay updated with industry trends, economic developments, and regulatory changes to ensure accurate and timely credit assessments.
- Monitor credit portfolios and conduct periodic reviews to identify potential risks, proactively recommending risk mitigation strategies as needed.
- Engage with clients to gather relevant financial information and address credit-related inquiries or concerns.
- Support the development and enhancement of credit rating models and tools to improve the accuracy and efficiency of the credit analysis process.
- Adhere to company policies, regulatory guidelines, and industry best practices to ensure compliance with credit rating standards.
Skills and Qualifications:
- Solid experience in business and financial models for running scenarios and sensitivity analysis.
- Experience in creating and validating business and financial models
- Strong ethical standards and a commitment to maintaining the confidentiality and integrity of sensitive financial information.
- Strong track record of assessing credit risks in the financial industry.
- Experience as a Team leader is a plus.
- Bachelor's degree in Finance, Economics, Accounting, or a related field; CPA or CFA a plus.
- Minimum 5 years of relevant experience in corporate finance, financial planning & analysis, or other related fields with notable financial services institutions.
Please submit your application using this link and provide detailed answers to the application questions. This will ensure that your application is processed promptly: https://creditbpo.bamboohr.com/careers/130source=aWQ9MTE%3D
Note: We are a Tech company not a call center. We enable enterprise credit and evaluation processes. We do not do any lending activities
