Implement credit risk management disciplines and processes for consumer risk products to assure sustainable business growth and profitability with manageable risk and control
Ensure that the organization complies with regulations and any other rules and laws that govern its internal processes and external engagements
Ensure all credit risks are identified, evaluated, monitored, and mitigated
Oversee the credit risk infrastructure including Risk/ECL model usage across credit cycle is in-place to support the business growth with adequate reserve.
Approve the credit policies and endorses to appropriate committee level boards
Review and endorse ECL management adjustment, if any, being proposed by in-business risk.
Qualifications
Bachelor's degree/University degree or a post-graduate degree with a master's program often preferred;
Minimum 15 years of experience in Risk Management or related areas;
Have experience working in or with information technology or cybersecurity teams or risk operations are often preferred;
Finance and accounting skills, to understand the impact of various risks on the company's budget and revenue;
An understanding of digital and technology systems, networks, IT infrastructure and cyber threats and;
Strong quantitative and analytical skills to run the necessary calculations.
