Develop and improve credit risk management policies (Credit Cards, Personal Loans, Merchant Acquiring, Corporate Cards) to support business goals and objectives
Monitor the lending portfolio's (credit cards and unsecured loans) credit exposure by identifying early risk indicators and applying mitigating actions when necessary.
Should be able to create, implement and administer credit risk strategies, policies and procedures and coordinate with stakeholders to ensure smooth implementation
Should be able to contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform
Should be able to manage credit costs
Utilize credit tools from external sources, factoring credit, fraud and
Responsible for generating cross-selling programs based on the defined criteria.
Job Requirements
Graduate of a business course or business-related course
Proven expertise in credit risk and portfolio management
Knowledgeable on current banking laws and regulations, and bank lending policies
Must have at least 6 years of solid experience in credit card or loans business specifically in areas of credit cycle and risk management, preferably in a leadership role
