Credit Review Associate - Navotas

Responsible for reviewing the merit of loan applications through sound credit reviews and thorough verification of documents.

• Key Responsibilities:

Reviews the completeness of loan application, Credit Approval Memorandum (CAM) and loan documents.

• Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation

Endorses the report/CAM to Credit Review Supervisor for checking and review.

• Verifies borrower's payment history of previous or existing loan/s with other financing institutions.

Informs the concerned Branch or Marketing Department regarding the status of account or additional document/ requirement to be complied by the borrower.

• Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.

Calls the clients with hold account status to follow up lacking loan documents/requirements.

• Performs other related functions that may be assigned from time to time.

• Key Requirements:

Graduate of any four-year business course

• Preferably with at least six (6) months related experience in loan/credit review

Has good customer-service skills and good communication skills

• Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data

With high sense of responsibility, accountability and integrity

• Computer proficient

Willing to train in Ortigas Pasig for two (2) weeks.

Job Types: Full-time, Permanent, Fresh graduate

Pay: Php14,

• 00 - Php15,000.00 per month
  
  Benefits:
• Paid training

Schedule:

• 8 hour shift

Supplemental Pay:

• 13th month salary

Bonus pay

• Commission pay

Overtime pay

Education:

* Bachelor's (Preferred)