Job description:- Conducts initial assessment on the corporate borrower and its major shareholders/directors andlay out the necessary and further clarification.
Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business operations.- Checks the Loandex, NFIS, and other third-party applicable credit bureaus
Conducts trade checking with borrowers customers and suppliers;
- Analyzes and validates the submitted bank statements.
Prepares financial spreadsheet based on the audited financial statements to determine the capacity of the borrower to pay.- Prepares in-depth credit proposals after gathering all the necessary information which include but not limited to:
Bachelor's degree in Finance, Accounting, Economics or any other related field- At least 2 years experience in Credit Evaluation and Financial Analysis of corporate loans.
Must be analytical and keen on details and with good in oral and written communication skills.
- Has the ability to analyze information and can make recommendations to management.
Job Types: Full-time, Permanent
Pay: From Php60,
- 00 per month
Benefits: - Health insurance
Life insurance- Opportunities for promotion
Promotion to permanent employee
Schedule:
Supplemental Pay:
Bonus pay Quarterly bonus
Experience:
* Credit Officer: 2 years (Required)
