Requirements: Conducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.- Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business operations.
Checks the Loandex, NFIS, and other third-party applicable credit bureaus
- Conducts trade checking with borrowers customers and suppliers;
Analyzes and validates the submitted bank statements.- Prepares financial spreadsheet based on the audited financial statements to determine the capacity of the borrower to pay.
Prepares in-depth credit proposals after gathering all the necessary information which include but not limited to:
-Company background
-Financial analysis (Ratios, AFS entry movement favorable and not favorable)
-Summary of the trade and bank checking, field visit conducted
-Recommendation on the loan package
- Prepares 3-year financial projection only when necessary.
Presents the Credit Proposal to the Excom depending on the credit limit endorsed.
Job Type: Full-time
Pay: Php60,- 00 - Php70,000.00 per month
Schedule: - Monday to Friday
Education:
Experience:- Credit Evaluation of Corporate Loans: 3 years (Required)
Financial Analysis: 3 years (Preferred)
