The Credit and Collection Manager designs policies and procedures for continuous improvement of credit and collection in compliance with lending regulations seemingly designs programs to boost credit applications and collection efficiency. The Credit and Collection Manager analyze and design strategy to mitigate high risk areas of credit and collections.
Job Description:
- Oversee the overall management of credit and collection department by ensuring unhampered operations;
- Designs, review and strengthen credit policies and procedures ensuring all lending procedures comply with lending regulations seemingly design collection policies to mitigate risks in credit and collection.
- Design credit and collection goals and targets seemingly present credit and collection department's budget to management to support achievement of goals;
- Forecast the accounts receivable for the month/year.
- Designs credit and collection programs by keeping abreast of the trends, industry risks and business needs.
- Analyze and design strategy to mitigate high risk areas in credit and collection;
- Approve or reject loan requests, based on credibility and potential revenues and losses;
- Present and communicates credit and collection department's strategies and plans to top management;
- Tracks and monitors processing of filed cases for identified defaulters;
Qualifications:
- Bachelor's in Finance, Accounting, or Business; Master's preferred.
- 5 years in credit management or collections.
- Credit analysis and risk assessment.
- Strong negotiation and communication.
- Proficient in accounting software and MS Office.
- Detail-oriented, organized, and able to work under pressure.
