Job Summary: As a Credit and Collection Officer, you will be responsible for managing the credit and collection activities of the organization. Your primary role will be to ensure that customer accounts are managed effectively and debts are collected promptly. You will be working closely with customers to establish payment plans and ensure they meet their payment obligations. You will also be responsible for identifying and mitigating credit risks by conducting credit assessments, monitoring payment trends and advising on credit policy changes.
Key Responsibilities:
- Develop and implement credit policies and procedures that align with the organization's goals and objectives.
Analyze credit applications and conduct credit assessments to determine creditworthiness.- Monitor customer payment trends and identify delinquent accounts.
Establish and maintain positive relationships with customers to facilitate prompt payment.
- Negotiate payment plans with customers and advise on payment options.
Communicate with customers to resolve payment disputes and provide regular updates on outstanding debts.- Monitor and report on collection activities, including account balances, payment histories, and payment plans.
Ensure compliance with legal and regulatory requirements related to credit and collections.
- Provide recommendations on credit policy changes to mitigate risks and improve collections.
Qualifications:
- Bachelor's degree in finance, accounting, or a related field.
Minimum of 1 of experience in credit and collections management and- Fresh graduate with Business course or related course
Strong analytical and problem-solving skills.
- Excellent communication and negotiation skills.
Ability to build and maintain positive relationships with customers.- Knowledge of credit policies, procedures, and legal and regulatory requirements.
Proficient in using Microsoft Office Suite, particularly Excel and Word.
Walk in applicant are welcome to apply.
Job Types: Full-time, Fresh graduate
Pay: Php18,- 00 - Php25,000.00 per month
Schedule:
Monday to Friday