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EMAPTA

Credit Analyst

Early Applicant
  • 24 days ago
  • Be among the first 50 applicants

Job Description

Job Description

Analyze, Advise, and Advance: Be the Strategic Voice in Credit Decisions

Ready to make a real impact in Fintech from the comfort of your own home As a Credit Analyst, you'll be the expert voice in assessing credit applications, analyzing financial data, and steering risk management for smarter lending decisions. This role isn't just about crunching numbers-it's about driving innovation and integrity in digital finance. With global collaboration and high-impact projects, you'll elevate your career and grow your expertise in the fast-paced world of fintech. Ready to shape the future of lending

The Opportunity at a Glance
Employment type: Full-time
Shift: Shifting
Work setup: Work from Home

Where You Make the Impact
  • Review and analyze credit applications to assess borrowers repayment ability.
  • Verify financial statements, credit reports, and other financial data to evaluate creditworthiness.
  • Identify and assess risks associated with each loan application.
  • Determine loan amounts and repayment terms based on financial assessments and risk profiles.
  • Provide strategic recommendations on loan approvals, denials, or alternative structures to management.
  • Stay informed on lending regulations and best practices in credit analysis.
  • Participate in training and development programs to enhance job performance and knowledge.

Requirements

Your Expertise in Numbers

  • Strong analytical and financial skills
  • Effective communication skills for interacting with colleagues, management, and stakeholders
  • Knowledge of lending regulations and compliance requirements
  • Proficiency in Microsoft Office applications, including Excel, Word, and PowerPoint
  • Excellent attention to detail and accuracy
  • Ability to work independently and collaboratively within a team
  • Strong organizational and time-management skills
  • Adaptability to a fast-paced environment with multiple priorities and deadlines

Benefits

Rewards That Invest in You

  • HMO coverage
  • Permanent WFH arrangement
  • Prime office location (Easy access to MRT stations, restaurants, and banks)
  • Free upskilling through Emapta Academy courses (Want to know more Visit )
  • Free access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
  • Emapta Lifestyle perks (Foodpanda pro and more!)
  • Unlimited opportunities for employee referral incentives across the organization
  • Standard government and Emapta benefits
  • Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
  • Fun engagement activities for employees
  • Mentorship and exposure to global leaders and teams
  • Career growth opportunities
  • Diverse and supportive work environment

Meet the Fintech Leader Behind It All

Our client is a trusted Canadian lender committed to providing swift, reliable, and secure short-term loans to Canadians nationwide. Since 2016, they have helped over half a million Canadians cover unexpected expenses, with services available 24/7. Known for transparent, responsible lending, they aim to support individuals through financial challenges with instant loans that require no physical paperwork. With a mission focused on empowerment and fairness, our client has garnered over 55,500 positive reviews and built a reputation as Canada's go-to for responsible online lending.

Welcome to Emapta Philippines!

Discover a world of possibilities at Emapta, where your career takes flight in stability and growth. Join a team that thrives on camaraderie, supporting each other to achieve excellence together. Experience the satisfaction of being recognized for your contributions with competitive compensation packages that reflect your skills and commitment. Immerse yourself in a positive work culture that encourages collaboration, innovation, and personal development. We provide you with the platform for your success, empowering you to reach new heights in a supportive and inclusive environment.

With a wide roster of international clients from various industries and a proven track record of success, Emapta offers a stable foundation for your . Team up with like-minded professionals who are passionate about making a meaningful impact through premium global opportunities at your fingertips. Apply now and create a better future with us.

#EmaptaExperience


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Date Posted: 01/11/2024

Job ID: 98899013

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About Company

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Emapta is a leading offshore staffing and outsourcing company in the Philippines. Providing BPO services to clients from the US, AU and other countries.

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