This position is primarily responsible for determining the credit worthiness of bank client applying for loan. The position is also responsible for loan analysis, preparation of credit analysis and credit risk rating on loans to be presented to the Credit Committee and/or Board of Directors and performance of the annual credit reviews.
Renders sound credit recommendation in accordance with the bank and regulatory standards
- Conducts comprehensive analysis of financial statements to assess credit proposal, and annual due diligence of existing accounts.
Conducts financial evaluation and prepares re-casted financial statements as needed for a more thorough evaluation of the accounts.- Ensures that all credit files are complete, identifies any documentation deficiencies.
Reviews loan files to ensure quality, consistency and compliance with lending guidelines.
- Assess creditworthiness of existing and prospective clients.
Candidate must be a graduate of BS Accountancy, Business, Economics or any related fields.
- Must have at least (1) one year experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions, credit risk evaluation, leasing business, financial statement evaluation
Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations is required in this position.- Willing to work in Bacoor, Cavite
Job Type: Full-time
Schedule:Supplemental pay types: Performance bonus
