ING Hubs Philippines (ING Hubs PH) is an international part of the ING organization delivering services to many Business Units across the world for both Wholesale Banking and Retail Banking activities. Working for ING Hubs PH means working with the most diverse workforce and where no challenge is the same.
- Full-time Positions Available
- Hybrid Setup
- Onsite Location: One Ayala Tower, Makati
- Schedule: Mid-shift
Key Responsibilities
You will be part of the Default remediation and Loss Given Default (LGD) data team. The team focuses on ensuring complete and correct default and LGD-related data for modeling purposes starting from data capturing to data delivery.
The role is twofold as it is focused on performing historical default data analysis, data collection, and data enhancement for the wholesale banking portfolios, in line with latest internal and external regulations related to ING Definition of Default policy and LGD model estimation. You will further help management to develop and implement processes and working instructions, hold responsibility for KPI tracking and dashboarding as well as support the teams in managing ad-hoc requests, and help coordinate onsite inspections by the regulator
- You perform historical data remediation for default cases within the Wholesale Banking portfolio (including Large Corporates, Commercial Property Finance, Project Finance, Lease, Trade Commodity Finance, and Object Finance).
- You work with a team of experts who are all involved in ensuring complete and correct C&R data for current default cases in the WB portfolio in the LGD lab (via a standalone C&R tool).
- You work on process improvements and help management to coordinate the ongoing remediation projects.
- You support in managing the planning backlog of the remediation teams
- You support management in delivering ad-hoc requests
- You closely interact with your colleagues within the COOR and WB area, who are using your remediated default data, to build the WB credit risk models (for RWA, ECAP and IFRS9).
- You have regular interaction with the GCR account managers and FO involved for the respective (problem) loans.
Key Capabilities/Experience
- Be willing to take on coordinative and project management-related tasks
- Excellent writing skills for evidence-based documentation.
- Affinity and experience with technology and the latest developments as you will closely work together with IT
- Experience with data and data analysis, at least with Excel, ideally also with SQL/SAS/PowerBI
- Basic understanding background in wholesale banking lending, credit risk, credit restructuring, and refinancing processes.
- Fluency in English both written and verbal (work language).
