Qualifications:- At least 3 years of experience in doing Credit Assessment
Strong knowledge of Residential loans- Proficient with Microsoft Office Applications particularly Excel, Word and Outlook, Teams
The ability to make sound credit decisioning including analysis of ability to repay, credit history and employment verification
- Ensure that efficient & accurate data input and assessing of loan applications from submission to formal approval
Ensure identification documents and supporting information meets regulatory guidelines- Ensure that accurate calculations of Mortgage Insurance (LMI) premiums
Ordering valuations, prompt follow-up of outstanding reports and challenging any concerns over market value analysis
- Accurate solicitor instructions and fees verification
Ensure all loan submissions to our funder/ LMI providers exceed the accepted level of Quality Control compliance- Prepare and issue accurate and professional communication of all types with customers, brokers and solicitors
Ensure status updates and notes are accurately input and maintained via internal client management system
- Maintain a superior level of product, policy & process knowledge across all funders and Mortgage Insurers
Ability to build and maintain effective relationships with external stakeholders such as funders, Brokers and LMI.- Ensure that all Loan applications assessed in a timely manner
Ensure that all funder and lenders mortgage insurer submissions completed fully & accurately
- The ability to have effective and ongoing communication with funders, lenders mortgage insurers and introducers
Ensure that all compliance with all funders policy requirements are met- From time to time the Loan Assessor will be required to perform other duties as directed by the Bluebay Management Team
The Loan Assessor will be required to cover other team members work in times of leave or as workloads dictate
- Here are the reasons why you should join Intogreat:
Competitive Salary Package
- HMO on day 1 w/ 2 Free Dependents
Group Life Insurance Bereavement Assistance
- Above Market Annual Appraisal
Work-life Balance & High Staff Engagement Culture- Long-term Development Plan Program
Free training courses
Emerging Leaders Program Employee awards and events
- Mental Health Reimbursement up to 20K
Job Type: Full-time
Benefits:
Life insurance
Schedule: Monday to Friday
Supplemental pay types:
Experience:
- AU Mortgage Loan Processor: 3 years (Required)
* Home loans: 2 years (Required)
